Credit Repair AI – Smart Credit Repair Solutions
Premium & VIP Credit Repair Services Focused on Results
Welcome to CreditRepairs.Ai, Fastest VIP Credit Repair under $300/month. 6 Month Minimum Contract. Starting at $199 a Month for 3rd Party Collections Files. $249.99/m for Original Creditors Files (Charge Off & Late Pays). $299.99 $10,000+ In Negative Collection or Charge Off Debt + Including Inquiry Removal & Bankruptcy Removal.
What you get is a $2000-$6000 Credit Repair Service (Based on # of item & Balances) for $199-299/Month using Ai & Other Cost Cutting for VOLUME VIP Fast Track Credit Repair For BEST RESULTS ONLY with 17 Year Experts of the Industry…
Since 2009
Why Credit Repair AI? VIP Fast Track Credit Repair for $199-299 using Credit Strategy & Ai
$199 Basic
For 3rd Party Collection Items. $250 Down, $199 a Month (6-10 Month Agreements)
$249 Diamond
For Charged Off Items (Credit Cards, Autos, Loans) $250 Down, $250 a Month (6-10 Month Contracts)
$299 VIP
For Charged Off Items $10K+ (Credit Cards, Autos, Loans) $300 Down, $300 a Month (6-10 Month Contracts)
Tradelines
BOFA $25,000 2015, CHASE Signature $22,000 2017, MACYS $20,000 1998, SYNCB/LOWES $35,000 2003, AMEX PLATINUM NO LIMIT,
Comprehensive Credit Repair Services Designed for Real Results
We specialize in removing or correcting negative items that unfairly impact your credit score.
Late Payments
We work to remove or correct inaccurate late payment records to help improve your credit score and overall financial standing.
Collections & Charge-Offs
Unpaid debts sent to collections can damage your credit. We challenge inaccurate, outdated, or unfair collections and charge-offs.
Bankruptcies
Bankruptcy filings can significantly impact your credit score. We assist in disputing inaccurate or outdated bankruptcy records.
Judgments & Liens
Court-ordered financial obligations can stay on your credit report for years. We verify accuracy and legality and dispute them when errors are found.
Repossessions & Foreclosures
Vehicle or home loss can severely impact your credit. We use strategic, compliant disputes to address inaccurate or unfair reporting.
Credit Inquiries
Excessive hard inquiries can lower your credit score. We review and dispute unauthorized or inaccurately reported inquiries.
Student Loan Consolidation
Student loans can feel overwhelming. We assist with loan consolidation options and help correct inaccurate credit reporting.
3rd Party Debt Collection Issues
Many third-party collectors fail to provide proper validation. We challenge these accounts to ensure they are accurate, verified, and legally enforceable.
Collection Issues
We challenge collection accounts to ensure they are accurate, verified, and legally enforceable.
Our Premium Credit Repair Programs
PREMIUM
Ideal for clients without public records or charge-offs.
DIAMOND
Tailored for clients with original creditor accounts or charge-offs.
VIP $10K+ Debt & BANKRUPTCY
Designed for clients with bankruptcies, charge-offs, and third-party collections.
How Our Process Works
Submit Required Documents
Provide a valid ID, proof of SSN, proof of address, and signed contract.
File Submission
Disputes are prepared and submitted electronically and by mail.
Track Your Progress
Monitor updates and dispute activity in real time through our secure Customer Portal.
Round 1-3 (1st 100 Days)
Initial Full Item Disputes Sent 2 or 3 X's if not Removed in 1st Initial Dispute.
Round 4-6 (180 Days)
Most Charged Off Items that Should be Deleted is Removed by This Time. This includes Re-Inserted Items which are issues for Certain Creditor Charged Off Type Files
Credit Card Tradelines
This is where we add new Credit History via Authorized User Credit Cards and other Credit Builder Credit Cards
Questions people ask us a lot
Tap a question to expand. (This is designed for smooth mobile browsing.)
How long does credit repair take?
Timelines vary by credit profile, but many clients start seeing progress within the first few months.
Can you remove accurate negative items?
Accurate items generally remain, but we focus on addressing potential inaccuracies and improving key credit factors.
Will this hurt my credit score?
Reviewing credit reports does not lower your score. We guide you through safe, goal-aligned steps.
What do you need from me to start?
Your basic contact info and permission to review your reports. We’ll explain everything clearly.
Do you offer a free consultation?
Yes — we offer a free review to understand your goals and recommend the best next steps.
Is credit repair legal?
Yes. Consumers have rights under consumer protection laws, and credit repair services can operate legally.